Frequently asked questions

Depending on the nature of cargo, there are varieties of coverages:
1- All Risks as per the Institute Cargo Clauses (Air & Sea)
2- Land Transits
The conditions of sale between the seller and buyer affect the basis of valuation. Sales are usually on either a FOB (free on board), C & F (cost and freight) or CIF (cost, insurance and freight); and taking these into consideration cargo insurance is usually provided for an agreed value.
This policy covers employers' liability towards their employees to pay benefits to employees injured, or killed in the course of or arising out of their employment, as stipulated in Articles 59 and 60 of the Labour Law of the State of Qatar
This type of property is provided by a householder's Comprehensive Insurance Policy which combines protection for the house and its contents and covers damage from fire and other perils sush as: explosion, natural perils, impact damage, burglary, loss of rent, public liability, etc
Commercial or Business property may require wider coverage than what is provided by the Standard Fire Insurance Policy and the Allied or Additional Perils. Various types of All Risks Insurance policies are available, which provide protection against a range of losses (although there are still important exclusions).
This is a very highly specialized type of insurance which provides coverage for contractors engaged in building infrastructural projects such as roads, residential and commercial complexes, ports, tunnels power stations, etc.
Cargo insurance is usually provided by a voyage policy.
We may distinguish between two types of property: Private Property which includes private households and their contents. Commercial or Business Property which includes buildings, machinery, plants and stock.